ADM-201 dump PMP dumps pdf SSCP exam materials CBAP exam sample questions

富人和穷人有什么不一样 – 译学馆
未登录,请登录后再发表信息
最新评论 (0)
播放视频

富人和穷人有什么不一样

What Really Separates the Rich From the Poor

这是托米和约翰
Here’s Tommy and John,
他们情况相似 同龄 在同样周边环境长大
they are the same age and grew up in the same neighborhood under similar circumstances.
他们都没有任何运动特长 智商都处于平均水平
Neither have any special athletic abilities and they both have average IQ levels.
托米经济拮据 工作很难保持积极 付账困难
Tommy struggles financially and is finding it hard to keep himself motivated to work and pay the bills,
而约翰经济独立 真的很享受他的生活
while John is financially independent and is truly enjoying his life.
但为何俩人会分化呢
But what really separates these two?
为何他们的生活如此不同
And why are their life so different?
本期节目 我就来直击要点
In this video I’m gonna try to cut through the bullshit
正确解释 使约翰成功和托米挣扎的
and truthfully explain the traits and characteristics
特征和特点
that has made John succeed and put Tommy in a struggle.
托米要付账时最开心
Tommy is the happiest when his paycheck arrives
因为他终于有了平衡车和一双新运动鞋
because then he can finally get a hoverboard, a new pair of sneakers, and hit the bars
可以踢栏杆庆祝他愉快度过这周
to celebrate that he’s been able to plow through the week.
第二天早上 他醒来时很崩溃
He wakes up the next morning feeling like absolute shit,
同时也意识到他将再次破产
while also realizing he’s about to go broke again.
他没有存款了
He’s got no money saved
但至少他还有个坏的平衡车
but at least he had a sick hoverboard.
约翰领工资时也很开心
John is also happy when he gets paid,
但他买一些无用的东西 付钱给他人之前
but before he pays everyone else and buys useless shit,
他首先得自己付钱
he pays himself first.
曾经 他至少投资了收入的百分之十
Once he has invested at least 10% of his earnings
那时约翰就能舒服地花到其他事上
that’s when John can comfortably spend it on other things.
所以特征一 富人自己先买单
So TRAIT 1, the rich pay themselves first.
托米下班开车回家 突然急刹车
When Tommy drives home after work he makes a quick stop
去买个面团和一瓶能量饮料
to get a frosted doughnut and an energy drink.
曾经他注册
Once he’s by the register,
他也决定买张彩票希望有机会中大奖
He also decides to get a lottery ticket for the chance of hitting the jackpot
从此过着不用工作的梦想生活
and live his dream life to quit his job,
没有职责 没有责任
get free from duties and responsibilities,
摆脱墨西哥的熊市 在沙滩上度过后半生
and shucks Mexican bears on the beach for the rest of his days.
另一方面 约翰停止买彩票
John on the other hand stopped buying lottery tickets
他意识到这只是穷人的税收
when he realized it’s simply a tax on the poor.
而且中彩票的大部分人也很快破产
And the vast majority of lottery winners go broke just as quick,
因为他们没有学到理财技能
because they haven’t learned the skill to manage money.
约翰的梦想不是参加活动 不是沙滩吹凉
John’s dream is not in activity and to chill on the beach
而是每天积极做自己开心的事
but to actively do what excites him every single day.
他选择积极工作 采取长期的办法 靠近梦想
He chooses to actively work towards his visions with a long-term approach,
来提高自己 使自己更有价值 最终赚更多钱
and to improve himself to become more valuable and consequently earned more.
特征二 富人的决定基于长期回报而不是瞬间回报
TRAIT 2, the rich base their decisions on long term rewards rather than instant gratification.
托米毕业后找到一份待遇不错的工作 并有规律付账
Tommy got a decent paying job after graduating and he gets a paycheck coming in regularly,
只要他出现 用时间换取金钱
providing he physically shows up and exchanges his time for money.
他知道要是他生病或只想有更长的假期
He knows that if he gets sick or simply wants a longer vacation.
他的收入就会大大降低 收入也会很紧张
His income will decrease drastically which is very stressful.
约翰依赖几个不同的收入来源
John relies on several different streams and sources of income,
这些来源大多是被动的
which are mostly passive,
意味着他一天二十四小时 一周七天都在挣钱
meaning he earns money all hours around the clock, seven days a week
不需要出现就可以用时间换取金钱
without having to physically be somewhere to exchange his time for money.
即使这些收入支出少了一条来源
And even if one of these income streams gets shut down,
他仍有其他赚钱来源 这会给他带来巨大压力
he still have other sources rolling in, taking a lot of stress of him.
所以特征三 富人有好几个收入来源
So TRAIT 3, rich people have several sources of income.
托米从学校毕业之后
When Tommy graduated from school,
他最终可以通过这些年买的书籍发家
he could finally make a bonfire with all the books he bought over these years
庆祝他现在能胜任一份真正的工作了
and celebrate that he’s now qualified for a real job.
官方地说学习过了
The learning is officially over
不再需要阅读商业和自救书籍来提升自己
and reading business and self-help books to improve is no longer needed.
与其花钱提升自己 他宁愿花钱贷款买高价房
Instead of spending money to improve, he spent it to take a loan for an overpriced home
或贷款买辆比之前更多按键的车
and a car with more buttons than his last one.
约翰毕业后 他开始倾听阅读更多真正使他感兴趣的书
When John graduated, he started to listen and read more books on topics that actually interested him
而不是学习某个叶子的细胞
rather than to learn about the cells of a fucking leaf
这些在学校被迫学的东西
which he was forced to learn in school.
他知道投资自己就是最大的投资
He knows that investing in himself is the greatest investment of all,
因为即使他因生意想法或投资失败破产
because even if he loses all his money from a bad business idea or investment,
他也相信自己有能力把它再挣回来
he’s got the confidence and ability to earn it all back again
同时确保不再重蹈覆辙
while making sure to not repeat the same mistake again.
特征四 富人一直投资自己
TRAIT 4, rich people continuously invest in themselves.
如果你想几乎和约翰一样潇洒 听有声书
And if you want to be almost as cool as John and listen to audiobooks,
你可以通过我的音频链接签约 30天免费试听并免费获得两本书
you can sign up through my Audible link to the 30-day free trial and get two books for free.
我建议开始要一百美元白手起家
I suggest $100 startup to start off with
或来自伟大的卡多尼任何事 因为他说的激情和集中
or anything from Grant Cardone because of the passion and intensity he talks with.
你随时取消会员 仍然保存这些书
And you can cancel the membership any time and still keep the books.
托米以同样岗位工作了好几年
Tommy has worked several years in the same position
收入只以同样的速率 增加
with his income only increasing in the same rate as inflation
变得很激进却没有加薪
and it’s becoming aggravated with not getting a raise.
他认为他不犯任何错误
He doesn’t think he makes any mistakes
他肯定知道事情应该如何操作
and he surely knows how things should be operated
如何在没有任何培训和体验下 适当管理他人
and how to properly manage people without having any training or experience with it.
他责怪工作中的老板和差劲的管理
He blames his boss and a poor management at work
同时责怪不为了挣更多钱的政党
as well as the current political party for not earning more money.
约翰不会给出什么政党管理
John doesn’t give a fuck what political party is in charge
但是集中关注他能控制什么
but instead focuses his energy on what he can control
从现状中获得某些益处
to somehow benefit from the situation.
如果他今年没有去年挣得多
If he has not earned more money this year than the previous one,
他知道这是他自己的错 为了挣更多钱他得变得更有能力
he knows it his own fault and that in order to have more he has to become more.
特征五 富人从不责怪他人 但会为自己的失败负全责
TRAIT 5, the rich never blames, but take full responsibility for their failures.
周末终于来时 托米关掉闹钟 想睡多久就睡多久
When the weekend finally comes around, Tommy turns his alarm off to sleep in for as long as he can.
这是他努力工作的成果
This is the fruit of his hard work,
能什么都不做 只为了延长一段时间
to be able to do absolutely nothing for an extended period of time.
而他把睡觉视为他赢得的快乐
And he sees sleep as a pleasure that he has earned.
他没有从所做的事情中找到满足
He doesn’t find fulfillment with what he does
他唯一的目的就是起床 为了支付而工作
and his only purpose to get out of bed and work is to pay the bills.
另一方面 约翰如果他想晚起 就晚起
John, on the other hand, could very well wake up late if he wanted to,
但是他选择不浪费时间睡懒觉
but he chooses not to spend his time sleeping in
而是和他往常一样早 早起
and instead wakes up just as early as he usually does,
因为比起睡觉 他更有激情是自己变得有用并取得进步
because he’s more excited to be productive and make progress than to sleep.
因此特征六 富人不贪睡
So TRAIT 6, the rich don’t sleep in.
当托米最终从床上起来时
And when Tommy finally steps out of bed,
他拖着身子到沙发 拿起奈飞系列
he drags himself to the couch and puts on Netflix serial
消遣 直到该再去睡觉了
to entertain himself until it’s time to sleep again.
他无心娱乐自己时 如何利用时间他会毫无头绪
When he’s not mindlessly entertaining himself he’s clueless on what to make of his time,
不管是星期几 去酒吧似乎是个好选择
and going to the bar seems like a good option no matter what day of the week it is.
约翰醒了 不在乎睡久一点
John wakes up and don’t care to sleep longer
因为他有个主要目的 他追求不停的集中
because he’s got a major purpose that he pursues with an intensity and without quitting.
他不会把工作或他付出的努力视为一种牺牲
He doesn’t see the work and effort he puts into it as a sacrifice,
但是他会沉迷于取得进步的意识
but he’s become addicted to the sensation of making progress
每一天更接近他的愿景
and getting closer to his vision every day.
那么特征七 富人有一个清晰的视野或目的
So TRAIT 7, the rich have a clear vision or purpose.
托米意识到这周他做得最有成果的是
Tommy realizes that the most productive thing he has done this week
侠盗飞车水平翻了两倍 完成四袋阅读这些时
was to level up two times on GTA while finishing four bags up to read those in one sitting.
脑后 他知道在睡前他应该可能要做些事情
And in the back of his head he knows that he should probably get a few things done before going to bed,
但是他一直告诉自己 总是还有明天
but he keeps telling himself there’s always a tomorrow.
约翰有一个他需做的事情的清单
John has a checklist of things he needs to get done
这是他前一个晚上写下的
which he wrote down the night before.
一些任务极其细微 而一些任务更重大
Some tasks are incredibly small while others are bigger,
但是它创造一条他能遵循 完成取得进步的道路
but it creates a path which he can follow and complete to make him progress.
但是 一旦他完成任务清单
But once he’s completed that list of tasks,
在去酒吧放纵前 他会看些奈飞的信息
he watches some Netflix before heading out to the bars to get absolutely fucking slambangled.
特征八 富人娱乐前先取得进步
TRAIT 8, the rich make progress before entertainment.
所以你就得出这些家伙 一些使约翰吸烟
So there you have it guys, a few of the traits and characteristics
托米游刃于金融游戏的特征和特点
that makes it possible for John to smoke Tommy in the financial game.
如果你喜欢这个视频就点个赞 如果你喜欢学习细胞或叶子就不赞
Leave a like if you enjoyed it, leave a dislike if you enjoy learning about the cells or leaf,
好的 我们下期再见
and I’ll see you in the next one.

发表评论

译制信息
视频概述

穷人与富人的八大区别

听录译者

yu

翻译译者

徘徊的小孩

审核员

审核员B

视频来源

https://www.youtube.com/watch?v=xtzRxeaf5NQ

相关推荐