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罪犯用什么办法洗钱? – 译学馆
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罪犯用什么办法洗钱?

The Different Ways Money Laundering Works

假设你已经放弃了你遵纪守法的生活方式
let’s say you’ve given up your law-abiding lifestyle
去追求犯罪生活
to pursue a life of crime.
你刚刚干了第一票大的
you’ve just made your first big score
这可能来自贩毒
perhaps from selling drugs
受贿或其它贪污腐败行为
taking a bribe or other corrupt acts.
你无法做到直接把它花掉或者存进你的银行账户
you can’t just spend it or deposit it in your bank account
而没有引起相关部门注意
without attracting attention from authorities.
那段讨厌的金钱记录可能会成为
That pesky money trail might serve as evidence of
你所犯下罪行的证据
the crime you committed.
所以你需要把那肮脏的金钱洗干净
So you need to get that dirty money clean.
任何洗钱计划都有三个步骤
There are three steps to any money launderingscheme.
首先 转移
First up, placement,
将资金从罪案中转移出来
where funds are moved from direct association with the crime,
其次 掩盖 或伪造金钱记录以欺骗相关部门
then, layering or disguising the money trail to foil any authorities,
最后 归一
and finally, integration,
就可以再次无忧无虑的花费这些钱
where the funds are once again available to spend
而不用担心被捕了
without worry of being caught.
那么你的选择是什么?
So what are your options?
一种选择是组建一个空壳公司
One option is forming a shell company.
这相当容易 有很多律师事务所可以提供帮助
It’s fairly easy and there are plenty of law firms who can help.
他们只需花掉
it should take them only a bit longer
比注册一个新邮箱地址多一点的时间
than signing up for a new email address
洗钱者可能会跑向传统的避税天堂
Launderers may turn to historic tax havens
例如瑞士 或者其他
like Switzerland, or places where
能够设置匿名的空壳公司的地方
you can set up anonymous shell companies
像开曼群岛
like the Cayman Islands
或美国的特拉华州和内华达州
or the US states of Delaware and Nevada
建立空壳公司后
Once a shell company is established,
编造一些虚假的商品或服务交易
make up some fake transactions for goods or services
然后用你那些黑钱来支付这些所谓的交易
that you pay for with your dirty money.
这瞬间让那些黑钱看起来是合法的
Suddenly that dirty money looks legitimate.
还可以寻找银行里
It also helps to find people in banking
不在乎你的坏名声的人员帮忙
who don’t care if you’re a shady client.
苏联解体之后
After the fall of the Soviet Union,
苏联的洗钱者在整个欧洲寻找
launderers sought out weak spots throughout Europe
监管不完善的地方
where oversight was poor.
数十亿黑钱已经流入塞浦路斯
Billions have been funneled through banks in Cyprus,
马耳他和波罗的海国家爱沙尼亚和拉脱维亚的银行
Malta and the Baltic nations of Estonia and Latvia
如果你更倾向于利用股票市场
If you prefer to use the stock market
你可以尝试一个叫做镜子交易的技能
you can try a technique called mirror trading.
在此方法中 你用你的钱去购买股票
In this method you use yourmoney to purchase shares.
然后你在国外的某个地方卖掉价值相同的股票
And then you sell shares worth the same amountsomewhere abroad.
交易在功能上相互抵消
The trades functionally cancel eachother out,
但是你成功地将卢布变成了干净的欧元
but you’ve successfully turned your rubles into clean euros.
还有一个类似的方法是背对背交易 就是说
A similar method is a back-to-back deal, where, say,
一个俄罗斯人在一个国家进行贷款
a Russian takes out a loan in one country,
比方说是奥地利
say Austria, that’s guaranteed
然后用自己在俄罗斯的黑钱做担保
by a deposit of dirty money back home in Russia.
然后拖欠贷款
She then defaults on the loan,
奥地利的银行就会没收来自俄罗斯的保证金
the bank in Austria seizes the Russian deposit,
但她仍然得到了贷款 而没有任何附加条件
but she still ends up with the proceeds of the loan, no strings attached.
或者你喜欢去赌场
Or maybe you like to visit casinos.
另一个洗钱的方法是将黑钱跟干净的钱混在一起
Another method of moneylaundering is mixing dirty money in with clean.
现金交易尤其吸引洗钱者 比如说餐馆和赌场
Cash businesses like restaurantsand casinos are particularly attractive to launderers.
常见的手段是买一大堆赌场筹码
A common scheme is to buy a bunch of casino chips,
下少量赌注
make a few small wagers,
然后将剩下的作为赢来的筹码来兑成现金
then cash everything else out aswinnings.
最后 “蓝精灵”法
Or finally, there’s smurfing
当然 你拿到的钱不需要被染上蓝色
though you won’t need anything blue to get your green.
这个办法是雇佣一批
With this one you hire a bunch of associates
“蓝精灵”来将你想要净化的庞大资金
called Smurfs to individually deposit small chunks of the large haul you’re trying to cleanse,
拆分存到不同地点的不同账户上
in different accounts, in different places.
当心!
Beware!
美国的银行需要报告所有一万美元以上的交易
US banks are required to report any transaction over $ 10,000.
所以你可能需要找很多“蓝精灵”
so you might need to find a lot of Smurfs
洗钱有很多种方法
So you can see there are lots of ways to launder money.
不幸的是 这并不保证你不会被抓
Unfortunately for you, there’s no guaranteethat you won’t get caught.

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视频概述

视频介绍了各种洗钱的办法,但是不能保证不被抓哦

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收集自网络

翻译译者

blue is not blue

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审核员BZ

视频来源

https://www.youtube.com/watch?v=h40LEsnretc

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