It is a chilly February afternoon in the bookstore.
And after the holiday, rush things have settled into a slower quiet pace, that I thoroughly enjoy.
假期里 生活匆忙的节奏慢了下来 让我舒缓平和
In this video, I thought I’d share a bit about how I manage my money in a rural area.
There were definitely certain costs living out here that I thought may be interesting to share.
Now, there’s really no way I could cover everything and get into enough detail just in one video
but I will attempt to speak on the few things that I prioritize in regards to money management.
I will discuss things more in detail about 10 minutes in.
So, you can skip to that, if you wish.
所以 如果需要 你可以直接跳到那
So, I must begin with food,
because it is one of the larger costs that I budget for,
and is always several hundred dollars a month.
Usually about what I make working at my bookstore once a week.
As you may know from watching past videos,
I’ve had a history of not always prioritizing my health.
It is an ongoing quest to eat quality foods,
and not just give into my sweet tooth when it’s convenient.
Noticing my frugal tendencies early on,
I remember my parents always saying that saving money when possible is great,
我记得 他们总说有机会多存点钱 这很好
but try to never compromise your health.
I now see the wisdom in their words,
and agree that if at all possible,
we should prioritize feeding our bodies well and getting good sleep.
It’s such a crucial foundation.
In addition when I have a new home,
I definitely want to buy some extra food to store for emergencies.
We are rural enough that it’s possible after an earthquake or other situation,
we could be cut off from supply chains.
So I really do want to be ready just in case,
so I expect to spend extra money on that when the time comes.
[the night sounds]
One expense I didn’t anticipate when moving here
was the cost of keeping my car in good condition.
I need to usually change the tires for winter,
and then regular tires for the rest of the year,
and of course those need to be replaced.
Rural roads can be hard on the car causing it to need repairs more often.
And then, of course there’s a very high likelihood
that you can get into an accident with a deer on the road.
Thankfully I don’t have to drive too much,
I don’t really go on road trips or travel very far.
So I only really have to fill up on gas once or twice a month.
In regards to my wardrobe I don’t buy new clothes very often.
I try to limit it and just use what I have as much as possible.
You will see that I wear certain fast fashion items,
that I have owned long before I became informed
about how important it is to consider where is your clothes comes from.
But I also have to admit that I don’t purchase sustainable fashion very often.
I have found that the options available for tall people like myself
are limited and very very expensive,
and I’m just not able to rationalize spending hundreds of dollars on a single piece of clothing.
I really do try to just focus on using what I already have
and just wearing it until it’s all worn out.
I also try to buy used clothing as much as possible,
if you ever noticed something particularly unique in one of these videos,
it’s usually because it is second-hand.
I find a lot of interesting things at thrift shops
and it is one of my favorite places to go.
I try to keep in mind that some of the most sustainable and mindful practices
we can do in regards to how we consume is to simply use what we already have,
to be grateful for it, using it fully and not be excessive.
I try to apply that mentality on many things in my life financial and otherwise.
So I was tidying up my house the other day and I realized that
I had about eight full-size candles like this size.
So I thought that was probably a little bit excessive, [Laughter]
but um I definitely am a candle lover.
So, I just kind to decide. You know what?
所以 我犹豫了一下 就是呢
Eight candles is all right. I just won’t get any more.
I went to go meet a friend,
and she actually had a new year’s gift for me. And it was a candle.
And then, I went to my mailbox down the road and there was a big package waiting for me.
之后 我去取快递 发现我有个好大的包裹
I realized it was a gift box from the Mythologie Candles company,
which I’ve bought candles from, and I love.
And they gifted me the entire spring collection
which is Shire themed, which was so exciting.
So I had a blast opening it and smelling them all.
And I was like, oh my goodness!
This is like six new full-sized candles. It’s okay. It’s all right. It’s okay.
这可是六只全新的全尺寸蜡烛啊 没关系 没关系的啊
You know it’s not a problem unless you think it is, right?
只要自己觉得没错 那就不成问题 对吧？
And then the story gets even better.
I went to my P.O.BOX in the town next to me which I check at least once a month or so,
and the postmaster said that I had a couple packages there.
I just opened them and they’re from you guys.
And two of you lovely lovely people sent me more candles.
I think within 24 hours, I have gone from owning eight candles to like 30 candles.
Orange spice and vanilla. Oh my gosh!
I think that’s my favorite. [Laughter]
Anyway, I laughed so hard when I opened those packages.
不管怎样 我打开那些包裹时 笑得很开心
It is the sweetest thing to just accept
that together we are creating this problem.
Because if I’m turning into the crazy candle lady,
I might as well make it a thing and you know share with you guys my recent discoveries.
Wood wicks, cotton wicks, soy wax, beeswax.
木蜡 棉蜡 大豆蜡 蜂蜡
I could talk about candles a lot. A lot quite a bit.
蜡烛呢 我可以讲很多 相当多
The Mythologie Candles company is very very sweet and they definitely started me on a path.
神话蜡烛公司的蜡烛很甜蜜 正是因为它们 我才开始收藏的
Where I’m gonna end up? I don’t know,
but I will keep you updated.
So moving on from my day.
I was reticent to make a video talking a little bit more about finances.
I think sometimes it’s a a very complex subject to talk about.
I think people have a lot of feelings associated with money. I definitely do.
I thought it would be worth kind of mentioning some things that I try to prioritize every month.
Maybe it would give you a little bit of a perspective of
how I manage my money in the countryside.
Even though I feel financially stable, thank goodness now,
it’s definitely a relationship I wanted to improve with myself and my finances.
Not seeing money as an enemy or something that needs to be a constant source of fear.
The vast majority of people, I…I’m close with, that are kind of spread out all over the place,
大多数人 我的熟人们 大家遍布各地
all seem to have equal difficulties finding affordable places to live,
whether they’re in the city or in the countryside, you know, and
definitely here I just wake up every day being so grateful, I have a roof over my head.
其实我在这 每天都在庆幸中醒来 自己尚有片瓦遮身
It means so much to start a new journey with Luke,
and to know that we hopefully will have a place that will be ours.
I’m so aware too that if my life had just been the slightest bit different,
it would have never been possible to do that. And so, I’m just so happy that,
是绝不可能做到这样的 因此 我很高兴
I will be able to stay and live in the valley, I love so much.
When it is so hard, sometimes to find places to live that you can afford.
有时候 找到你能负担得起的住处 真的很难
This is an interesting area in the state. It is the poorest county.
And yet, this area in particular is a tourist hub.
So, it’s kind of a lot of interesting kind of contradictory elements.
A local author wrote a book called DIVIDING PARADISE on rural inequality.
And it was really interesting. And it really what I…I took from,
and I think a lot of locals have taken from it is how important it is to reach out to your community.
To be active in your community.To give what you can. And to do everything possible
积极参与社区活动 尽全力去给予 尽可能地去做一切
to support not only the people here, but the wildlife in the valley.
能帮到别人的事 不仅为这里的人们 还有山谷里的动物们
Some role models I had growing up, were people who really fought for preserving nature.
Some that come to mind is, of course, Beatrix Potter, John Moore, Jane Goodall.
当然我能很快想到的是 碧翠丝·波特 约翰·摩尔 简·古道尔
They’re really fascinating individuals.
And, I took a lot from their mission to try to preserve the beauty,
preserve all this incredible landscape for the future.
And so, every month that is something I try to prioritize to find ways to give back.
Especially through my Nature Conservancy which has done some amazing things in this valley,
especially after the wildfires.
I share this, because I personally have found that
getting involved in something you care about, in any way you can.
Whether you are able to get involved in a big way or in a small way,
or just volunteer some time. It’s just so fulfilling.
And it’s just amazing to think that you can be part of building a future.
I think a really positive influence
teaching young children had on me was that I saw the future in their eyes,
I saw how important it was for me to be an example to them.
我看到了 对我来说 作为他们的榜样有多重要
Not just tell them what I care about, but show them.
And, I want them to see that. I want them to see that…that it is our responsibility
to cultivate hope and to cultivate that positivity,
and to really be there for them. And our little people I think really
rely on us so much for an example on how to see the world.
Because of the challenges finding rentals in this area,
I have noticed that many young people do get quite creative.
I’ve met several people who moved to the area
and just lived in trailers while they worked full time.
And eventually, through kind of community connections they were able to find a place to live.
不过最终 通过社区的帮助 他们有了住的地方
And that is really interesting and inspiring.
And it’s really fun to see young people getting so creative,
and… and finding ways to, uh, little by little work towards their dreams.
And that’s definitely something I’ve taken to heart. You know, it’s just baby steps.
那些事绝对会让我记在心里 就是 这只是很小的一步
It might take a year, five years, ten years, a lifetime
可能还需要一年 五年 十年 一辈子
to get to where you want to go.
I will say, that when I lived in the city, definitely as a very young adult,
I had many friends who would live in situations that
were not very safe, for the sake of saving money.
And, that is definitely something I kind of inadvertently
through naivety and through lack of experience, got myself into as well.
When I was in the city, I rented an apartment that
thinking back on it was probably rented out illegally to me,
though I didn’t really understand that at the time.
All I knew was that it was a lot more affordable than other places,
and it was a very unclean space it had a lot of rat infestations.
There was a very high chance of getting your food contaminated in the kitchen, because of that.
And the room I was in, was not insulated,
and it had just one really small window, because it was in an attic.
And you couldn’t get out of that window in an emergency.
And that was something that had never occurred to me, until one day
a drunk driver backed into our gas pipe and flooded the house,
一位醉酒司机倒车时 撞了我们家煤气管 房子被烟雾围绕
a firefighter actually woke me up, out of my bed.
He stormed through the door and just about gave me a heart attack,
I was already feeling quite dizzy at the time,
because I’d just been breathing in all this gas that was just
flowing into the room and had nowhere to go. It was just kind of piling up in there.
And… that moment will always stick with me for the rest of my life.
I will see firefighters is absolute super heroes.
The reason I am sharing this story is because
I moved into that apartment without really
seriously taking into consideration the question of safety.
And a big part of moving there was because it was affordable,
搬去那里 很大一部分原因是 价格负担得起
and… it’s sad to think that for the sake of being able to save a couple hundred dollars every month,
I was willing to risk my life like that.
And it was a big wake-up call. It was shortly after that experience that
I decided that I really needed to find a new job and a new place to live,
and that I need to call up my mama and tell her my story and…
我给我妈打电话 告诉她我的遭遇 然后……
and ask for help, and stop being so stubborn, and
I am forever grateful that I had a family
that was willing to help me and was able to help me.
And… I don’t know what I would have done if I hadn’t had them there.
而…… 如果我没有他们 我不知道我会做什么
I don’t know what I would have done. So… yeah.
我不知道会发生什么 所以…… 是啊
The moral of this story is
whoever you are, whatever place you are in life,
I hope that if you are able to do so,
that you always keep your safety and your health into consideration,
but yeah, take… take care of yourself.
You are worthy of help. You are worthy of health.
All these things are the foundation of,
you know, working towards those dreams.
Trying to find peace. Trying to find healing.
But, yes. There has been some progress on applying for a loan.
但是 对了 在申请贷款方面确实有了一些进展
Thankfully. It does seem to be going uh well for us so far,
值得庆幸 到目前为止 一切都很顺利
I was a bit worried because
usually banks need two years worth of tax returns.
And while, I was able to show the income from my business last year.
The year before, I was still a teacher, that put me in a financial bracket.
Where I wouldn’t be approved for a loan with those two years of tax returns.
So I had to wait until I filed my taxes for this year,
in order to be approved on my own.
But, thankfully, between Luke and I, it does seem like we’re still going to get approved,
because he’s had a stable job working as a surveyor for several years in this area,
and he’s such a dedicated and hard worker.
And… honestly thanks to him, kind of all this is possible. So… yeah,
老实说 多亏了他 这一切才有可能
I’m… I’m so proud of him.
But, yeah, um, so… We will see how it goes.
I am so excited about all of it.
And, of course, I need to conclude this by saying thank you to all of you.
You guys have changed my life, completely changed my life.
You have allowed me to make a living through my art,
through sharing things I love, through this valley.
通过分享我爱的事物 通过这个山谷 得以谋生
And I cannot thank you enough. All right.
Well, I think I have talked more than enough, maybe too much.
好 我想我已经说得够多了 也许有点太多了
But, I hope you’re all, uh, well.
I will see you very very soon and take care. I am sending my love.
我们很快会再见 保重 爱你们