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Facebook新出的密码货币是怎么回事 – 译学馆
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Facebook新出的密码货币是怎么回事

Facebook's LibraCoin: how is it going to work?

以下是我们已经掌握的资讯
Here’s what we do know.
Facebook正主导打造一个名为”Libra”的新全球货币
Facebook is leading the creation of a new global currency called Libra
这家网络公司发起组建了一个由28家公司参与的联盟
The social network is bringing together a new consortium of 28 companies,
其中包括Uber和eBay一类的科技巨头
including tech giants like Uber and eBay,
PayPal和Visa一类的支付公司
payment firms like PayPal and visa
还有密码货币的开创者 如比特币公司
and cryptocurrencypioneers like CoinBase,
该联盟承诺投入数百万美元
who are all pledging millions of dollars to
用于打造这种新的密码货币
to create this new cryptocurrency
和能够支持它的区块链网络
and the blockchainnetwork that underpins it.
Facebook希望不久以后
Before too long Facebookhopes that
会有数十亿人通过WhatsApp和Messenger
billions of us will be using WhatsApp and Messenger
使用Libra给对方付款
to send each other payments using Libra,
并使它成为第一种主流的密码货币
making it the first mainstream cryptocurrency.
但仍有很多方面我们还不确定
But there are a lot ofthings we don’t know.
如何规范Libra
How will Libra be regulated,
如何监管诈骗以及洗钱犯罪
how will fraud or money laundering be policed?
用户如何把现金导入Libra钱包
How will users load cashinto their Libra wallets
是通过自动提款机或是通过像Vodafone一样的移动运营商呢?
– via a cash machine or a mobile operator, such as Vodafone?
哪些商家会选择加入Libra联盟?
Which merchants willchoose to accept Libra?
以及传统银行业将如何看待Facebook的这一行为?
And will the traditional banking industry see Facebook as a friend or a foe?
作为消费者的我们最想知道 它安全吗?
The big question for usas consumers – is it safe?
Facebook坚称不会再次发生数据泄漏
Facebook is insisting thatthis is not another data grab
而且它将会保障财务信息的隐私
and that financial informationwill remain private.
Libra的财务数据与社交网络数据
It will not share accountdata
将会分开处理
between its Libra wallets and the rest of Facebook,
财务数据也不会被用于目标广告
and it won’t use the data for targeting ads.
那么这种货币对你有何好处呢?
So what’s in it for you?
首先 降低海外汇款费用
One.Lower fees for submitting money overseas
第二 更快更安全的点对点支付
Two.Faster and more securepeer-to-peer payments,
无论是平摊披萨餐费还是买杯咖啡
whether that’ssplitting the pizza bill or paying for coffee.
新型微交易在开展各种线上商业模式方面
There is also potentialfor new micro-transactions,
也是非常有潜力的
opening up different kindsof business models online
而这些以前都被手续费阻碍
that have previouslybeen held back by fees.
Facebook承诺 Libra能够简化其旗下应用软件的交易过程
Fackbook promises that Libra will simplify commerce within its family of apps
因此你能够直接购买在Instagram上相中的跑鞋
so you can buy those sneakers that you spotted on Instagram.
那么密码货币对Facebook自身又有何好处呢?
But what’s in itfor Facebook itself?
Facebok称Libra的使命是成为一种普惠金融
Facebook says its mission isone of financial inclusion,
为17亿无法使用传统金融服务的人提供金融平台
to reach 1.7bn people who arecurrently unbanked
以及降低对小企业来说尤其繁重的交易费
and reduce transaction fees that are particularly onerous for small businesses.
Libra也将为不发达地区的人们
Libra will also provide an on-ramp to the Facebook ecosystem
提供一个通往Facebook生态的路径
for people in remote corners of the world,
帮他们打开互联网连接
whose internet connections and mobile phones
和手机即时新闻浏览的大门
are not yet up to scrolling through the newsfeed
还可以在Instagram上购物
or shopping on Instagram.
Facebook的管理者们将这看作是
Facebook executivessee this as
在长达两年的辩解后
a way to get back on the front foot
重新站稳脚跟的一种方式
after a two-year apology tour
也证实Facebook公司仍能创新改革
and prove that the companycan still innovate.
但是打造Libra货币以及吸纳创始会员
But creating Libra and recruiting these initial partners
仅仅是第一步
are just the first step
现在努力的方向是
Now is where the hard work
开始使世界其他地方的人相信
really begins of convincing the rest of the world
他们的确需要一种新型的全球化货币
that it needs a new global currency.
也许这一次
Maybe this time,
Facebook可以学会循序渐进而非快犊破车
Facebook can learn to move slowly and not break anything

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视频概述

Facebook为什么要推出的一种新型的密码货币?这种货币新在哪里?又有什么优势?能为人们带来什么?这支视频会带你了解上述问题。

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翻译译者

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视频来源

https://www.youtube.com/watch?v=88o8EEle2_o

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