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Facebook新出的密码货币是怎么回事 – 译学馆
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Facebook新出的密码货币是怎么回事

Facebook's LibraCoin: how is it going to work?

Here’s what we do know.
以下是我们已经掌握的资讯
Facebook is leading the creation of a new global currency called Libra
Facebook正主导打造一个名为”Libra”的新全球货币
The social network is bringing together a new consortium of 28 companies,
这家网络公司发起组建了一个由28家公司参与的联盟
including tech giants like Uber and eBay,
其中包括Uber和eBay一类的科技巨头
payment firms like PayPal and visa
PayPal和Visa一类的支付公司
and cryptocurrency pioneers like CoinBase,
还有密码货币的开创者 如比特币公司
who are all pledging millions of dollars to
该联盟承诺投入数百万美元
to create this new cryptocurrency
用于打造这种新的密码货币
and the blockchain network that underpins it.
和能够支持它的区块链网络
Before too long Facebook hopes that
Facebook希望不久以后
billions of us will be using WhatsApp and Messenger
会有数十亿人通过WhatsApp和Messenger
to send each other payments using Libra,
使用Libra给对方付款
making it the first mainstream cryptocurrency.
并使它成为第一种主流的密码货币
But there are a lot of things we don’t know.
但仍有很多方面我们还不确定
How will Libra be regulated,
如何规范Libra
how will fraud or money laundering be policed?
如何监管诈骗以及洗钱犯罪
How will users load cash into their Libra wallets
用户如何把现金导入Libra钱包
– via a cash machine or a mobile operator, such as Vodafone?
是通过自动提款机或是通过像Vodafone一样的移动运营商呢?
Which merchants will choose to accept Libra?
哪些商家会选择加入Libra联盟?
And will the traditional banking industry see Facebook as a friend or a foe?
以及传统银行业将如何看待Facebook的这一行为?
The big question for us as consumers – is it safe?
作为消费者的我们最想知道 它安全吗?
Facebook is insisting that this is not another data grab
Facebook坚称不会再次发生数据泄漏
and that financial information will remain private.
而且它将会保障财务信息的隐私
It will not share account data
Libra的财务数据与社交网络数据
between its Libra wallets and the rest of Facebook,
将会分开处理
and it won’t use the data for targeting ads.
财务数据也不会被用于目标广告
So what’s in it for you?
那么这种货币对你有何好处呢?
One.Lower fees for submitting money overseas
首先 降低海外汇款费用
Two.Faster and more secure peer-to-peer payments,
第二 更快更安全的点对点支付
whether that’s splitting the pizza bill or paying for coffee.
无论是平摊披萨餐费还是买杯咖啡
There is also potential for new micro-transactions,
新型微交易在开展各种线上商业模式方面
opening up different kinds of business models online
也是非常有潜力的
that have previously been held back by fees.
而这些以前都被手续费阻碍
Fackbook promises that Libra will simplify commerce within its family of apps
Facebook承诺 Libra能够简化其旗下应用软件的交易过程
so you can buy those sneakers that you spotted on Instagram.
因此你能够直接购买在Instagram上相中的跑鞋
But what’s in it for Facebook itself?
那么密码货币对Facebook自身又有何好处呢?
Facebook says its mission is one of financial inclusion,
Facebok称Libra的使命是成为一种普惠金融
to reach 1.7bn people who are currently unbanked
为17亿无法使用传统金融服务的人提供金融平台
and reduce transaction fees that are particularly onerous for small businesses.
以及降低对小企业来说尤其繁重的交易费
Libra will also provide an on-ramp to the Facebook ecosystem
Libra也将为不发达地区的人们
for people in remote corners of the world,
提供一个通往Facebook生态的路径
whose internet connections and mobile phones
帮他们打开互联网连接
are not yet up to scrolling through the newsfeed
和手机即时新闻浏览的大门
or shopping on Instagram.
还可以在Instagram上购物
Facebook executives see this as
Facebook的管理者们将这看作是
a way to get back on the front foot
在长达两年的辩解后
after a two-year apology tour
重新站稳脚跟的一种方式
and prove that the company can still innovate.
也证实Facebook公司仍能创新改革
But creating Libra and recruiting these initial partners
但是打造Libra货币以及吸纳创始会员
are just the first step
仅仅是第一步
Now is where the hard work
现在努力的方向是
really begins of convincing the rest of the world
开始使世界其他地方的人相信
that it needs a new global currency.
他们的确需要一种新型的全球化货币
Maybe this time,
也许这一次
Facebook can learn to move slowly and not break anything
Facebook可以学会循序渐进而非快犊破车

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视频概述

Facebook为什么要推出的一种新型的密码货币?这种货币新在哪里?又有什么优势?能为人们带来什么?这支视频会带你了解上述问题。

听录译者

收集自网络

翻译译者

李睿睿💨

审核员

审核员_VL

视频来源

https://www.youtube.com/watch?v=88o8EEle2_o

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