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老年还能致富么? – 译学馆
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老年还能致富么?

Can You Still Get Rich If You’re Old?

嗨!Alux粉们
Hello, aluxers!
这是我们专门在年底制作的系列视频
This is a special series we’re doing before the end of the year
我们将从你们这一年的提问中
where we’ll be answering some of the most common questions
选取几个最常见的问题来解答
you guys have asked us over the past twelve months.
系列视频将采取“问答”一类的形式
We wanted to do something like a Q&A for awhile now.
老样子 我们给的答案不一定是你想听的
As always, the answers might not be exactly what you want to hear,
但我们保证诚信作答 尽量中肯
but we’ll be honest and somewhat to the point.
如果你是第一次观看我们的视频 表示欢迎
If this is your first time watching one of our videos, welcome!
快点击订阅按钮吧
Click the SUBSCRIBE button right now,
因为这几天我们会制作大量优质视频
because we’re providing massive value for the following days,
你绝对不想错过
and you don’t want to miss it.
说了这么多 看看今天的问题吧
With that out of the way, here’s today’s question.
老年还能致富吗?
Can you still get rich if you’re old?
简单答案是:
Short answer is:
当然!
hell yeah!
事实上 大多数人都是老年致富的
Actually most people get rich when they’re old.
二三十岁就发家致富基本不可能
It’s super unlikely to get rich in your 20s or early 30s,
除非你从事的产业正经历指数增长
unless you’re in an industry that’s going through exponential growth,
比如之前的互联网和现在的区块链 比特币
like we’ve seen with the internet and now happening with blockchain and Bitcoin.
积累财富的方法是系统地增加资金流动
The way people accumulate growth is by systematically increasing their cash flow.
容我细说
Let me explain.
我们这一辈子都要自己赚钱糊口
During your lifetime, you’ll have to earn your living.
大多数时间 你会有些余钱
Most of the time you’ll end up with excess cash.
如何支配这些钱会直接影响你老年的资产
What you do with that money directly impacts what you’ll be worth when you’re old.
目标是资产而不是债务
The goal is to acquire assets and not liabilities,
如果你看过我们的视频《15本必读的商业书》
if you’ve seen our video on 15 Business Books Everyone Should Read.
(没看的话 点击右上角赶紧看吧)
If not, click on the top right corner and watch that one.
那你就知道资产是赚钱的
Then you know that assets are the things that make you money,
债务是亏钱的
while liabilities cost you money.
如果你还年轻 尽最大努力不欠债就行
If you’re young, you just do your best to keep afloat
当有额外现金的时候 去购买资产
and whenever you have extra cash, look to purchase an asset.
问题在于二三十岁的时候
The problem is that when you’re in your 20s and 30s,
会有各种各样的事物让你分心 花钱
there are so many distractions which you’d rather spend your money on.
除此之外 你可能还会组建家庭
In addition to that, you’re likely to want to start a family
这会大幅度增加你的花销
which will dramatically increase your costs of living
让你不得不工作更长时间
and will push you to work longer hours.
一旦有了孩子 你会面临财务压力
When kids start showing up, you’re in financial stress.
我们之前提过现在养孩子需要的花销
We’ve mentioned how much kids actually cost these days,
但无论如何 人们还是接二连三地生孩子
but people still pumps them out with no concern whatsoever.
这恰恰是步入暮年的好处
That’s where being old is incredible.
你的孩子已经长大了 不用再费心了
Your kids are already grown-up, so no worries there.
你拥有一辈子的知识和经验
You’ve got a full life of knowledge and mistakes that
而这需要年轻一辈在未来数年打拼出来
this young generation will get to experience on their own skin for the following years.
你已经安定了
You’re solid.
一般来说 年老时生活开销并不会太高
Usually when you’re old, your costs of living shouldn’t be that high,
除非你要和病魔作斗争
unless you’re struggling with health conditions.
五十岁 甚至六七十岁都比三十岁时
It’s easier to get rich at 50, even 60 or 70
更容易致富
than it is to get rich at 30.
年轻人或许更精通科技
Maybe younger people know more about technology,
但你活得比他久 也经历过人生的跌宕起伏
but you’ve lived longer, and you know the ups and downs in life.
在追求经济独立的道路上
In creating a fortune or financial independence,
自然免不了起起伏伏
there’s going to be ups and downs.
而老年人在这方面有突出的优势
Older people have a great, great advantage here.
致富
When it comes to getting rich,
需要花费你一半年龄的人不到一半的时间
it takes less than half of the time of someone who’s half your age.
我们可以接连数天尝试各种策略
We could go on for days with different strategies,
如为你退休前所从事领域的大公司提供咨询
like consulting for big firms in the same field you’ve worked in before retiring.
实际上 这是最快致富的方法
Actually this is the fastest way to get rich
相比工作期间 你每年会多学十到二十倍的知识
as you’ll earn ten or twenty times the amount you did per year in the last working years,
另外 你拥有的上层交际圈
or how you’ve already gotten all the top connections
也是年轻人一直努力争取的
these young folks are struggling to get and can leverage that.
这还只是冰山一角
And this is just the tip of the iceberg.
点开视频的你应该是想知道
If you’re here, you’re probably wanting to know
以你的年龄现在开始创业是不是太晚了
if it’s too late for you to start something new no matter your age.
这个清单上的人就是活生生的明证
Here is a list of people that are living examples that prove it is possible.
一 斯坦·李39岁创作了第一本漫画
One: Stan Lee drew his first comic book when he was 39.
名为《神奇四侠》
He called it the Fantastic Four.
几年后 他创作了今天的漫威超级英雄
A couple of years later, he created what we know today as the Marvel Universe.
二 王薇薇曾是花样滑冰运动员和新闻工作者
Two: Vera Wang was a figure skater and a journalist.
在四十岁时萌生了进军时尚界的想法如今在时尚界已大名鼎鼎
She decided to give fashion a shot when she turned 40 and today is one of the biggest names in fashion.
三 山姆·沃尔顿44岁时在阿肯色州创建了第一家沃尔玛
Three: Sam Walton founded the first Walmart in Arkansas when he was 44 years old.
你应该听过沃尔玛 对吧?
You might have heard of Walmart, right?
四 亨利·福特45岁发明了福特T型车
Four: Henry Ford created the Model T car at the age of 45.
五 发明方便面的人48岁才用这种速食改变了世界
Five: the guy who invented instant ramen was 48 when he changed the world with his food product.
他就是安藤百福
His name is Momofuku Ando.
六 查尔斯·达尔文在50岁时出版了《物种起源》
Six: Charles Darwin published his On the Origin of Species when he was 50.
七 雷·克拉克52岁买下了麦当劳
Seven: Ray Kroc bought McDonald’s at the age of 52
之前是奶昔机推销员
after being a milkshake device salesman.
八 你知道KFC 对吧
Eight: you know KFC, right?
以桑德斯上校闻名的哈兰·山德士62岁时创立了特许经销店
Harland Sanders, better known as Colonel Sanders, was 62 when he started the Franchise.
众所周知 这些人让世界发生了翻天覆地的变化
These people dramatically changed the world as we know it.
这离不开他们的人生阅历
And their experience in life helped them to do so.
追梦从来不怕晚
It’s never too late to get started on your mission.
那么 我们算是回答了这个问题吗
So do we answer your question or not?
你还有其他想说的吗
What do you think you can add on this subject?
在评论区告诉我们吧
Let us know in the comments.
有问题要提
If you want to ask a question yourself,
可以登录alux.com/question点击Submit a question
you can do so by going to alux.com/question and click the Submit a question button.
假期愉快~
We hope you’re enjoying your holidays.
还没订阅我们的话 点击alux图标订阅吧
If you haven’t subscribed already, you better click on that alux logo and do it right.
我们已经给你选好了看过这个
And we pick this video for you to watch next,
需要看的下一个视频
because it’s just what you need after watching this one.
点击蓝色框框向我们发问吧
And click the blue box to ask us a question.
谢谢观看!明天见!
Thanks for being an aluxer! See you tomorrow!

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视频概述

当然可能!而且大部分人都是晚年致富~

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审核员GL

视频来源

https://www.youtube.com/watch?v=wzl0XaxV3_U

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