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财富之路

5 Reasons Why Most Don't Become Wealthy

大家好 随着新的一年即将来临
Hello, with the new year upon us,
我想在你2012年下定决心要做的事情中 一定有许多是围绕着省钱和赚钱
I know that many of your 2012 resolutions involve saving money and building wealth.
但在你制定行动计划来实现经济目标之前
But before you begin creating your plan of action to achieve your financial goals,
更重要的是 确定你没有在不知不觉中自己阻碍自己
it’s important to make sure that you aren’t unknowingly holding yourself back
实现经济上的独立
from your own financial independence.
根据我的日常经验 我得知有五种常见的错误
Through my usual experience, I’ve learned that there are five common mistakes
阻碍了大部分美国人成为富人
that prevent the majority of Americans from becoming wealthy.
让我们来一个一个地讨论一下这五种错误
Let’s talk about them one by one.
第一 我要说的是
First, at the top of the list,
他们从未想过自己可能成为富人
it is it never occurs to them to become wealthy.
大多数人所成长的家庭环境之中都从未接触过富人
The average person is growing up in a family where he has never met or known anyone who is wealthy.
他上学 交往的人不是富人
He goes to school, socializes with people who are not wealthy.
物以类聚,人以群分
Birds of a feather, flock together.
他和常人一起工作
He works with people who are not wealthy.
他有一个没有富人的小群体或是社交圈
He has a reference group or social circle outside the world who are not wealthy.
他也没有一个富人的榜样
And he has no role models who are wealthy.
但是 如果你自己过去的二十年如果是这样的话
But if this has happened to you throughout your formative years up to the age of 20 or so,
你确实也会长大 变为社会中的一个成年人
You can actually grow up and become a fully mature adult in our society.
但你可能永远不会想到
And it may never occur to you
你和所有人一样 同样有可能致富
that it’s just as possible for you to be wealthy as for anyone else.
所以 人们无法变得富有的首要原因在于
So the first reason why people don’t become wealthy
他们觉得自己不可能成为富人
is because it never occurs to them that it’s possible for them.
毋庸置疑 如果他们这样想
And of course, if it never occurs to them,
他们也决不会为了成为富人 而做出任何必要的努力
then they never take any of the steps necessary to make it a reality.
第二个原因在于 他们从未决定要做富人
The second reason that people don’t become wealthy is that they never decide to.
使人无所成就的主要原因在于
The primary cause for under-achievement-failure
大多数人没有下定决心要成功
is that the great majority of people don’t decide to be successful.
即使人们读致富经或是参加财富课程
Even if a person reads a book or attends a lecture
或和富有的人交朋友
or associates with people who are financially successful
但在他们下定决心奋斗以前什么也不会改变
nothing changes until he makes a decision to do something different.
即使他们的确想过自己可能成为富人
Even if it occurs to a person that he could become wealthy
但 假若他只是墨守成规
if he just did certain things in a certain way,
假若他没有决心 告别自己当前的处境
if he doesn’t decide to take the first step he ends up staying as he is.
假若你一直不思进取
If you continue to do what you’ve always done,
你将会止步不前
you’ll continue to get what you always got.
第三个阻碍人们成为富人的原因是拖延症
The third reason that people don’t become wealthy is procrastination.
人们总是有合适的理由不去做
People always have a good reason not to begin doing
那些他们所知道的 为了实现财务独立而必要的付出
what they know they need to do to achieve financial independence.
借口往往都是月份不对 季节不对 或年份不对
It’s always the wrong month, the wrong season, or the wrong year.
看起来总有一个拖延的理由
There always seems to be a reason to procrastinate.
最终的结果就是,他们推迟了一月又一月,一年又一年
As a result, they keep putting it off month by month, year by year,
直到来不及了
until it’s too late.
即使他们想过自己可能成为富人
Even if it has occurred to a person that he can become wealthy,
并且他们也做出了改变自己的决定
and they’ve made a decision to change,
但拖延的习惯会将他们一切的计划推向无限期的未来
procrastination would push all their plans into the indefinite future,
然后 就再也不会有什么事情发生了
and nothing will ever happen.
第四个导致人们退休时仍然贫穷的原因
The fourth reason that people retire poor
被经济学家称之为 缺乏延迟满足欲的能力
is what the economists call the inability to delay gratification.
大多数的人会因无法抗拒的诱惑
The great majority of people have an irresistible temptation
花掉他们所赚的每一分钱
to spend every single penny they make
透支他们所有的信用卡
and whatever else that they can borrow or buy on credit.
如果你不能延迟自己的满足欲
If you cannot delay gratification,
并且懂得控制 珍惜自己的积蓄
and discipline yourself to refrain from spending everything you made,
那么 你将不会成为一个富有的人
you cannot become wealthy.
W.Clement Stone曾说,如果你没法攒钱,
W. Clement Stone once said if you cannot save money,
那么你也无法收获财富
then the seeds of greatness are not in you.
如果你不能尝试着将控制预算作为自己的生活习惯
If you cannot practice budgeting as a lifelong habit,
你也不可能实现经济独立
it would be impossible for you to achieve financial independence.
第五个退休的人们贫穷的原因
The fifth reason that people retire poor is
或许和其他原因一样重要 或许更加重要
perhaps as important, if not more important than all the others.
那就是缺乏时间观念
It’s a lack of time perspective.
时间观念的定义是
Time perspective is defined as
你在计划日常活动 做出人生当中重要决断时的思虑
The amount of the time that you take into consideration when planning your day-to-day activities and when making important decisions in your life.
那对年轻的夫妇每个月都会向奖学金基金里投入50美元
The young couple that begins putting 50 dollars a month aside in a scholarship fund
因此 他们新出生的孩子将可以去他所选择的大学读书
so that their new-born child can go to the college or university of his choice
这就是一对有着长远时间观念的夫妇
is a couple with long time perspective.
他们在短期内的牺牲
They’ve won a sacrifice in a short term
确保了长期更好的成果和收入
to assure better results and outcomes in a long term.
那些有着长远时间观念的人们
People with long time perspective
其财富终其一生几乎都在保持着增长
almost invariably move up economically in the course of their lifetimes.
以上就是我所总结的 之所以大多数人没有成为富人的五大原因
What I sip for the five reasons why most people don’t become wealthy?
我希望这能对你有所帮助
I hope you found this helpful.
如果你认为能帮到你 可以访问www.braintracy.com/wealthreport
If you did, please visit ‘www.briantracy.com/wealthreport’
它会发给你一个免费的报告
and that is send you a free report.
记住这个网址:www.briantracy.com/wealthreport
Remember this ‘www.briantracy.com/wealthreport’
可以免费观看我通往财富之路的报告
for my free report The Way to Wealth.

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这是一个你看完也变成不了有钱人的视频,视频里提出了五个阻碍你致富的问题,快来看看有没有吧

听录译者

多罗西

翻译译者

飞雪北疆

审核员

赖皮

视频来源

https://www.youtube.com/watch?v=0c2RrJ9ykr4

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