嗨大家好 这里是《实用心理学》 在这则视频中
Hey guys it’s practical psychology and in this video
we’re going to be going over 12 habits that millionaires have,
and hopefully you can start implementing them in your life
to increase your chances of success.
Tip number one is that they have a budget.
Now this could be a monthly budget or a weekly budget,
but they track their net worth through their income and expenses,
and this is something that you’re just gonna have to turn into a habit
if you’re trying to implement it in your life.
I have started it I started it probably two years ago
and I’ve definitely noticed you start understanding where your money is going
and you become more conscious about that,
and it’s really fun to see your net worth grow.
Habit No. 2 is that they are proactive.
Now if you don’t know what proactive means I highly suggest you go and watching
my seven Habits of Highly Effective People video,
because that’s the first step and basically it means
when something bad happens to you don’t be reactive,
you have the opportunity to go out and change it.
You have the opportunity to change the world.
看看我 我开始做《实用心理学》频道时 只是在写书评
Look at me, I started practical psychology as book reviews,
and I’m almost at a million subscribers now.
Thank you so much guys.
总而言之 我想要改变世界 我想要提升自己的价值
Anyways, I wanted to change the world I wanted to add more value
and that’s what I did.
Tip No. 3 is that they read a lot.
对于这一点 我再强调也不为过 我阅读了大量的成功心理学 商业
I cannot overstress this. I’ve read tons of books on success psychology business
and one common theme that I’ve seen among all of these
这个共同点就是变化 与书有关 这有点奇怪
which is weird because it’s meta because it’s also in books
is that they read a ton of books.
Millionaires love to fill their heads with ideas,
because ideas are seeds for businesses,
and businesses generate profit.
If you want to increase your chance to becoming a millionaire,
the number one thing I can suggest is to read more.
Read more nonfiction. Read more stuff that will help you become a better person.
不管是社交技巧 商业发展 还是个人成长书籍 只要你能够获得
Social skills, business development, personal growth——almost anything that you can get your hands on.
Just start reading.
你甚至可以读报纸 我也见过很多人读报纸 商业报告
Even newspapers. I’ve seen people read newspapers, business reports
——all kinds of stuff. Read, read,read.
Fill your head with all kinds of ideas, and these ideas will start to compound.
Tip No. 4 is to be super curious.
Now this ties in with reading, because if you’re reading something
that you’re not curious about, it’s not gonna be fun.
I mean I’ve read books in high school.
有小说 有故事 但是我并不……
They were fiction, they were stories, and I was like I’m not even…
This is not interesting, I don’t want to learn about this.
And the curiosity part of it…
A ton of millionaires are curious.
If you find a millionaire that isn’t curious,
I want you to email it to me at firstname.lastname@example.org.
Because I don’t think I’ve ever met an entrepreneur or a millionaire,
even a billionaire. I bet most billionaires are super curious.
They never stop learning.
Tip No. 5 ties in to tip No. 4, which is
to pursue your curiosity so you can have curiosity you can be curious about something
I mean I’ve actually seen this before: my sister asked me a question,
and I was like: what are you have in your pocket right now? It’s a smart phone,
why don’t you look it up？
I mean you can be curious about something,
but pursuing that curiosity and taking action against it
is something that millionaires do.
Tip No. 6 is they find a mentor.
Now if you’ve ever seen any of the Thai Lopez advertisements,
you’ll know something that he’s very big about is finding a mentor.
And the reason he is is because he wants to be a mentor for you.
He wants you to pay money for you to be his mentor,
and that’s just part of his business strategy. But in reality,
a mentor can skip you across all kinds of failures that you would have yourself
if you just listen to the mentor.
I mean there’s tons of people who learn mistakes by themselves,
but if you can skip that process, and you can learn from someone else’s mistakes,
because they’re a mentor to you, it’s gonna give you a jumpstart on being a millionaire.
Tip No. 7 is goals.
And goals are really important in any aspect of life,
simply because they will help you with motivation, and they will help you with discipline.
拥有目标 设定目标 然后实现目标
Having goals, setting goals and then achieving those goals
is something that works.
你必须要有自我意识 因为对我来说 我很喜欢竞争
You have to be self-aware because for me, I love to be competitive,
I love to have more subscribers than someone else.
I love to make more videos than someone else. I love… it’s just…
它能让我产生动力 因此你必须要有目标 与你的动机一致的目标
It’s motivating me. So you have to have goals that are congruent to what motivates you.
it can’t be way out there, but they also can’t be short-sighted.
My best tip is to come up with goals that are smart,
这里的“聪明”指的是SMART 也就是具体的 可测量的 可实现的
and that’s an acronym that stands for specific measurable
achievable relevant and time-bound,
and if you use all these things, and create a goal around them,
it should motivate you.
Tip No. 8 is to do daily lists.
So every morning when I wake up, what I do is I write down three things
that I want to get done that day, and it’s super important,
because every time I do one of those things, I get across it off,
and it motivates me to do the next one.
And if I am laying in bed at night, and one of those things isn’t crossed off,
sometimes I will literally get up out of bed at 11:30 at night and go:
“嘿 我需要把这件事做了 不做完我会抓狂 无法睡觉 我要把它完成”
“Hey, I need to get this done. It’s making me mad. I can’t go to sleep, and I’ll do it.”
And for some reason that motivates me, and I think, and I believe it will motivate you as well.
It’s something that I’ve realized a lot in studying a ton of millionaires.
他们喜欢制作清单 安排好这些清单 用这些清单来
They like to do lists and organize those lists, and they use those lists
to complete what I mentioned in the previous step which was goals.
Tip No. 9 is to have multiple streams of income.
now this is really technical, and if you’ve never had multiple streams of income,
I highly suggest you watching some of my videos on income development or passive income.
Well it’s like raining money.
When you get different sources of income it just feels amazing.
Can you just imagine having $1 thrown at you on the left side,
one dollar on the right side, a dollar falling down from the sky,
looking down and seeing a five dollar bill?
That’s what it is to have multiple sources of income.
——Money coming at you at all different angles,
and it’s just…If one breaks down, if I get fired at my job,
boom I got other places to rely on.
And that’s something that millionaires do is they have multiple streams of income.
It’s important not to confuse this with the next tip,
which is to not diversify.
或许你听过这样的话: “将你的投资多样化 那么你就会富有”
Now you’ve probably heard the term: “Diversify your portfolio and you’ll get rich”.
Well the thing is a lot of people, a lot of millionaires in fact,
if you study them, what they do is they don’t diversify their portfolio,
until after they’re a millionaire.
To become a millionaire, they put all their eggs in one basket,
and they look at that basket, and they watch it and they make sure none of the eggs break.
So don’t diversify you need to focus on something.
Put all of your energy and focus on ONE othing. Don’t diversify it.
If you look like Mark Cuban, he started one company.
Boom, made a whole bunch of money.
Started another company, he focused only on that second company.
Boom, made a whole bunch of money. And it continues.
Now he diversifies, because over time he had multiple companies.
But at the time, he only had one focus,
and that’s one thing I think that millionaire habits can do
that you can implement in your life, too is to have one focus.
Tip No. 11 is to avoid time wasters.
Now there are tons of things in this world and time that you can do
that will literally just waste your time.
But millionaires, one of their habits is that they understand
the importance and value of their time.
They will never get time back and you need to understand that too.
And once you understand that you will start valuing your time more.
Once you start valuing your time more you’ll understand
really easy to avoid a lot of time wasters.
You know checking your Facebook for 30 minutes a day,
you know how much more productive you could be if you turn that into business development,
or writing a book.
If you spent 30 minutes writing a book for a year,
you could have like two or three books written, I can almost guarantee it.
Just understand the value of time,
and if there’s something in your life that is completely wasting your time,
like you’re spending time with a friend and you’re not getting any value out of it,
and you’re not helping them either, and then cut that line.
Tip No.12 is something that I’ve came up with.
It has never really been stated in any book that I’ve read, but I’ve noticed it.
A lot of millionaires focus on their highest earning activities.
For example, one thing I do here on the channel
is I have noticed there are a ton of different kind of videos.
因此我就做书评 我研究前十排行榜 我列清单 这里有许多不同的视频
I do book reviews, I do top tens, I do lists there are all kinds of videos.
But one habit that I’ve seen millionaires do in the past
that I’m going to try to replicate is focus on
which videos are the highest earning ones,
which ones get me the most views.
In other words, what gets me to my goal the quickest.
And there’s a lot of people that make this mistake.
他们觉得 哦 我想要赚一百万美元
They’re like: oh I want to make a million dollars,
but I want to have ten thousand dollars in my savings account,
or I want to buy this ten thousand dollar car.
That is not a highest earning activity.
If you buy that car, it’s going to cost you money.
If you spend 30 minutes at your local grocery store,
trying to decide which can of peas is going to save you 3 cents,
that’s not a high earning activity. In fact, you’re literally wasting your time,
when you can spend three extra pennies on the can of peas
and have 30 extra minutes to work on your business.
So, I’m going to review these.
Tip No. 1 is have a monthly or weekly budget.
Tip No. 2 is to be proactive.
Tip No. 3 is to read a lot.
No. 4 is to be super curious,
and pursue that curiosity.
Tip No.6 is to have a mentor.
习惯七和习惯八: 设定目标 并制作每日清单来完成目标
Tip No. 7 and 8 is to have goals and have daily lists to accomplish those goals.
Tip No. 9 is have multiple streams of income.
习惯十: 不要多样化 而是极度专注
Tip No. 10 is to not diversify but be extremely focused.
Tip No. 11 is to avoid time wasters
And the last tip is to focus on the highest earning activities in your life.
If you guys enjoyed this video, click the like button.
If you want more videos like this, subscribe.
I hope I added immense value to your life from this video.
thanks for watching.
如果大家喜欢这个视频 想读我写的那本书 也是这条视频的来源
If you guys enjoyed that video and want to read the book I wrote that it came from,
你可以前往亚马逊网站搜索: Habit Harvester
search Amazon for Habit Harvester,
or click the link in the description.
The book is short enough to read in one sitting,
但是却短小精悍 塞满了大量信息 正如你在这个视频中所看到的
but is jam-packed with tons of information, just like you saw in this video.
In fact I’ve also added a few extra stories
and fixed some of the errors found in this video course.
There’s also plenty of amazing illustrations to aid in the learning process
and keep the book fun to read.
If you’re interested, you can buy the Kindle version for $2.99,
or sign up for a month of Kindle unlimited to get it for free,
有了Kindle Unlimited会员 你就可以阅读到其它上百万本电子书
which is what I personally use and you get access to millions of other ebooks
and thousands of audiobooks included in your Kindle unlimited membership.
When you buy the Kindle version, you don’t even need a Kindle to read it.
You can download the Kindle app on your smart phone,
download the software for PC,
or even read it on amazon.com through their cloud server.
If you want to watch the rest of the videos in this series, click this thingy,
or check the link in the description for a playlist.
Thank you guys so much for watching.
嗨大家好 这里是《实用心理学》 在这则视频中